Other · Full-time
Direct employerHead of Payments and Platform
NairobiSenior · Not statedDeadline not published by employerChecked 16 Oct 2026

Published by employer
About this role
This plain-English summary was prepared by work.ke from the original advert. Confirm all details on the source before applying.
Role overview
Umba, a digital-first bank licensed in Kenya, is seeking a Head of Payments and Platform based in Nairobi. This full-time role suits someone with extensive experience in payments or fintech who can develop and manage a payments business and platform banking services.
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What you will do
- Write product specifications for engineering and term sheets for partners.
- Sign and onboard initial platform partners such as payment companies, fintechs, and marketplaces.
- Select and manage settlement routes, comparing price, speed, and counterparty risk.
- Set pricing for platform fees, account and transaction fees, FX margins, and remittance termination fees.
- Build and lead a small team including a treasury dealer, partner success, and sales lead.
- Collaborate with Compliance on partner approvals, KYC models, and regulatory approvals.
- Manage key business metrics including partners live, accounts opened, volume, revenue, and capital and liquidity consumption.
Requirements
- Have at least seven years of experience in payments, fintech, or financial services, preferably in East Africa with cross-border or remittance experience.
- Have experience building or managing sponsor-bank, aggregator, or PSP integrations and understanding fintech needs from bank APIs.
- Have experience dealing with the Central Bank of Kenya or similar regulators on product approvals.
- Be able to interpret treasury positions, price FX and payments, and explain fee schedules to partners' CFOs.
- Possess skills in sales and closing deals, and writing clear specifications and term sheets.
- Have a network among Kenyan and regional fintechs, payment companies, and remittance operators.
- Preferred but not required: experience with digital-asset payment infrastructure and core banking systems.
How to apply
Apply through the employer's official contact. The employer has not published a closing date.