Kenya pay calculator · reviewed 16 September 2026
What could your take-home pay be?
Enter regular gross monthly cash pay to see an estimate for a resident employee. The calculation uses NSSF Year 4 from February 2026 and deducts employee NSSF, SHIF and housing levy before calculating PAYE.
Resident employee, February 2026 NSSF rates, no additional reliefs, loans or voluntary deductions.
Estimated take-home pay Ksh 39,029.15
- NSSF Tier I
- Ksh 540.00
- NSSF Tier II
- Ksh 2,460.00
- SHIF
- Ksh 1,375.00
- Housing levy
- Ksh 750.00
- Taxable pay after deductions
- Ksh 44,875.00
- PAYE before personal relief
- Ksh 8,245.85
- Personal relief used
- Ksh 2,400.00
- PAYE deducted
- Ksh 5,845.85
How the estimate works
- NSSF: 6% up to KES 108,000, split at the KES 9,000 lower earnings limit. The maximum employee deduction is KES 6,480.
- SHIF: 2.75% of gross salary, with a KES 300 minimum for positive pay.
- Employee housing levy: 1.5% of regular gross monthly cash pay.
- PAYE: progressive monthly bands of 10%, 25%, 30%, 32.5% and 35%, then up to KES 2,400 resident personal relief.
At KES 50,000 regular gross pay: NSSF is KES 3,000, SHIF KES 1,375 and housing levy KES 750. Taxable pay is KES 44,875, PAYE after personal relief is KES 5,845.85 and estimated net pay is KES 39,029.15. This is our worked example using the linked rules, not a KRA assessment.
What changes the result?
This estimate excludes benefits in kind, bonuses with different levy treatment, mortgage interest, additional pension contributions, insurance relief, disability exemptions, non-resident treatment and voluntary deductions. Employer contributions are not deducted from your pay here. Payroll rounding can also differ. Use your itemised payslip and KRA guidance to resolve differences.
Your amount is calculated in your browser; this tool does not submit it to Work.ke.
Official rate sources
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