Head of Audit, Risk & Compliance

• Develop and implement the company's enterprise risk management framework and policies.
• Identify and monitor various risks including strategic, operational, financial, regulatory, and technology risks across all branches.
• Maintain a comprehensive risk register with assigned owners and mitigation plans.
• Conduct enterprise-wide risk assessments and advise management on risk implications of business decisions.
• Develop and oversee a risk-based internal audit plan and conduct audits of branches and business processes.
• Establish and maintain a compliance framework covering legal and regulatory obligations and coordinate compliance assessments.
• Manage fraud prevention, investigations, and incident response, ensuring objective and confidential handling of cases.
• Evaluate internal controls and recommend improvements to strengthen accountability and operational efficiency.
• Prepare and present reports on risk, audit findings, compliance status, and incidents to management and the board.
• Provide independent risk and control advice on business initiatives and monitor credit-related exposures from an enterprise risk perspective.
• Coordinate regulatory engagement and external audit relationships, ensuring timely responses and follow-up on findings.

• Bachelor's degree in Risk Management, Accounting, Finance, Auditing, Business Administration, Law, or related field.
• Postgraduate qualification in Risk Management, Finance, Business Administration, Governance, or related discipline is preferred.
• Professional qualifications in internal audit, risk management, accounting, or compliance are preferred.
• At least 8 to 10 years of progressive experience in enterprise risk management, internal audit, regulatory compliance, governance, or assurance.
• Experience in senior management or leadership roles overseeing risk, audit, compliance, or internal controls.
• Experience developing enterprise risk frameworks, risk registers, risk-based audit plans, and compliance programmes.
• Proven ability to conduct or oversee branch audits, operational reviews, control assessments, and investigations.
• Strong knowledge of legal and regulatory requirements relevant to the business.
• Experience in microfinance, microcredit, digital lending, financial services, or regulated multi-branch businesses is strongly preferred.
• Experience improving internal controls, addressing audit findings, and enhancing accountability.
• Experience leading multidisciplinary teams and managing competing operational priorities.

Apply through the employer's official contact. The employer has not published a closing date.