Senior Manager, Credit and Analytics

• Run weekly, monthly, and quarterly credit reporting and lead portfolio reviews including fraud and collections inputs.
• Investigate causes of credit performance issues and lead the response.
• Represent credit in regulatory matters and manage credit bureau decisions.
• Set pricing for payment plans to balance sales growth and credit health.
• Test credit assumptions behind new payment plans and forecast their impact on unit economics.
• Own business intelligence delivery for Kenya, ensuring data quality and metric standards.
• Coach and lead the analytics team to provide trusted and timely business numbers.

• Proven experience in credit risk and portfolio performance within financial services, ideally consumer lending or PAYGO in emerging markets.
• Strong analytical skills including building models and insights from multi-source data using code-based tools and BI platforms.
• Experience leading BI or analytics teams and influencing decisions at General Manager and executive levels.
• Preferred quantitative degree.
• Postgraduate qualification or professional designation such as CFA, ACCA, CPA, or FRM is an advantage.
• Ability to align Credit, Sales, and Finance towards common outcomes and communicate analysis effectively to executives.
• Willingness to spend time in the field to understand customer context.

M-KOPA supports career development through training and coaching, offers family-friendly policies, prioritises well-being, and embraces flexible working. Specific salary and benefits are not stated.

Apply through the employer's official contact. The advert does not specify a closing date for applications.