Credit Risk Analyst

• Assess credit applications and portfolio exposures according to the bank's credit policies and risk appetite.
• Conduct credit risk analysis including borrower financials, industry trends, collateral, and repayment capacity.
• Monitor credit exposures, portfolio quality, non-performing loans, and provisioning levels.
• Establish risk-based control and testing requirements and coordinate reviews with business and credit control owners.
• Prepare credit risk reports and dashboards for management and Board credit committees.
• Analyze credit risk trends, identify emerging risks, and propose mitigation actions.
• Monitor emerging credit regulations and industry developments, maintain credit risk documentation, and liaise with regulators and auditors.
• Support credit risk awareness through targeted training and guidance.

• Bachelor's degree in Finance, Economics, Statistics, Business Administration or related field.
• At least five years of relevant experience in credit risk, credit analysis or portfolio management within banking or financial services.
• Experience in credit risk assessment and reporting within a regulated environment.
• Strong knowledge of credit risk frameworks, credit scoring and provisioning standards.
• Proficiency in MS Office applications, especially Excel, and credit risk systems.
• Strong analytical and problem-solving skills.
• Excellent communication and stakeholder management skills.
• High integrity, accountability, and professionalism.
• Ability to work under pressure and meet deadlines.

Apply through the employer's official application link. Only shortlisted candidates will be contacted. The employer has not published a closing date.