FINANCIAL ADVISORS – LIFE INSURANCE (30 NEEDED)

Sales and Business Development

• Identify and develop new business opportunities through prospecting, referrals, networking, and field activities.
• Promote life insurance products and explain their key benefits, features, terms, and applicable conditions to prospective clients.
• Achieve agreed sales targets and commission objectives within the assigned territory.
• Develop and maintain a consistent pipeline of prospective and existing clients.

Client Needs Assessment and Advisory

• Engage prospective clients to understand their financial protection, savings, and life insurance needs.
• Provide appropriate information and guidance on available life insurance products based on clients’ stated needs.
• Explain policy terms, premiums, benefits, exclusions, and other relevant product information clearly and accurately.
• Ensure clients understand the products before making purchasing decisions.

Customer Relationship Management

• Build and maintain strong, professional relationships with existing and prospective clients.
• Conduct regular follow-ups with prospects to convert leads into policyholders.
• Maintain contact with existing clients and support customer retention and policy persistency.
• Respond professionally to client inquiries and direct complex policy or claims matters to the appropriate department.

Sales Administration and Compliance

• Complete client application forms and other required documentation accurately.
• Maintain updated records of prospects, client interactions, applications, and sales activities.
• Follow all company sales procedures, regulatory requirements, and applicable insurance guidelines.
• Ensure client information is handled with confidentiality and professionalism.

Market Development and Reporting

• Conduct market research and identify potential customer segments and new business opportunities.
• Participate in community outreach, networking events, presentations, and other promotional activities.
• Provide regular reports on sales activities, leads, conversions, and performance to the Sales Manager.
• Keep up to date with company products, industry developments, competitor offerings, and relevant market trends.