Credit Manager - PayGo Phones

• Review portfolio performance to detect early repayment issues through data analysis and field visits.
• Monitor risk indicators and escalate concerns promptly.
• Prepare accurate reports on portfolio performance and risks.
• Conduct internal audits to find gaps in credit processes and ensure policy compliance.
• Implement preventative collection methods and collaborate with field teams to improve recovery.
• Manage field pilots by tracking and measuring their success.
• Oversee timely review and resolution of fraud cases.
• Compile detailed field reports and conduct market research to support sales and collections.

• Bachelor's degree in Finance, Risk Management, or related business field.
• At least 10 years' experience in credit, risk, audit, or data roles, including 5 years in operational or people management.
• Professional certification in Credit Management, Statistics, Data Science, Computer Science, or related field is preferred.
• Experience in data collection and field assessments.
• Strong planning, organisation, and attention to detail.
• Ability to adapt and work effectively in dynamic environments.
• Structured problem-solving skills to convert complex issues into practical solutions.
• Leadership skills to guide teams and improve operations.
• Excellent written and verbal communication.
• Strong stakeholder engagement abilities.
• Willingness to spend about 70% of working time in the field.
• Discretion and ethical handling of sensitive information.

The employer offers professional growth opportunities, a collaborative and multicultural work environment, and tailored leadership and development programs.

Apply through the employer's official contact. The employer has not published a closing date.