Finance and Accounting · Full-time
Direct employerTrade Finance Officer- LPO Financing | Invoice Discounting

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About this role
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Role overview
Umba Microfinance Bank in Nairobi is hiring a Trade Finance Officer to manage two new working-capital products: LPO Financing and Invoice Discounting. This role suits candidates with experience in trade finance or related financial services who can build pipelines and monitor short-term financing facilities for suppliers and contractors.
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What you will do
- Develop a qualified pipeline of suppliers and contractors serving public institutions and corporates through outreach and referrals.
- Explain product features, eligibility, documentation, pricing, and obligations to potential clients.
- Verify purchase orders, contracts, and invoices for authenticity and terms directly with issuing entities or buyers.
- Assess suppliers' capacity, experience, and cash flow to recommend appropriate financing structures.
- Coordinate disbursements based on verified fulfilment milestones and track order delivery and repayment.
- Compile customer files with KYC, financial information, and transaction evidence for credit appraisal.
- Monitor facilities throughout their lifecycle, maintain accurate records, and report on pipeline, disbursement, and arrears.
- Collaborate with internal teams to ensure compliance with policies, controls, and regulatory requirements.
Requirements
- Bachelor of Commerce degree, preferably with a focus on Finance, Banking, or Accounting.
- At least two years of relevant experience in areas such as trade finance, SME or business lending, credit analysis, invoice discounting, supply-chain finance, or relationship management in financial services.
- Ability to review financial and transaction documents, assess repayment sources, and manage customer relationships.
- Knowledge of credit documentation, KYC/AML procedures, lending controls, and portfolio monitoring.
- Preferred: practical experience with LPO financing and invoice discounting.
- Preferred: professional qualifications or progress towards CPA(K), ACCA, CIFA, AKIB, or certificates in trade finance or credit.
- Preferred: existing network of suppliers and contractors serving public or large corporate clients.
- Preferred: understanding of public procurement and payment systems like IFMIS.
- Preferred: experience with logbook-secured lending, CRB checks, and core banking systems.
- Possession of a valid driving licence.
- Must have a clean integrity record and pass background, CRB, and police clearance checks.
How to apply
The employer has not published a closing date.